1. Terms & Conditions

Effective Date: July 14, 2025

These Terms & Conditions (“Terms”) govern your access to and use of the “Diamond Luxo” platform and services, operated by FINANCE NEWS LTD (Company No. 15799653), with registered office at 20 Wenlock Road, London, England, N1 7GU (“we”, “us”, “our”). By enrolling in any program or accessing any content, you (“Member”, “you” or “your”) agree to be bound by these Terms.

1. Definitions

  •  Platform
    The online learning environment at diamondluxo.com, including all course modules, community forums, and related features, hosted via Kajabi.
  •  Programs
    The Million Dollar Diamond Portfolio Program and the Diamond Business Empire Program.
  •  Content
    All videos, PDFs, templates, quizzes, live calls, recordings, forum posts, and other educational materials.
  •  Subscription
    A recurring monthly membership ($69 or $129 per month) billed via Stripe or PayPal.
  •  Member
    Any individual or entity that enrolls in a Program and maintains an active Subscription.

2. Enrollment & Access

2.1 Upon successful payment, you receive immediate, non-transferable access for 30 days to the selected Program and private community.
2.2 Subscriptions renew automatically every 30 days until you cancel.
2.3 Cancellation stops future billing but does not prorate or refund the current period.

3. Fees, Billing & Refunds

3.1 Fee Structure

  •  Million Dollar Diamond Portfolio Program: USD 69/month (12-month minimum commitment)
  •  Diamond Business Empire Program: USD 129/month (12-month minimum commitment)

3.2 Billing

  •  Billed in advance via your saved payment method.
  •  You are responsible for currency conversion fees, taxes, and bank charges.

3.3 Refunds

  •  No refunds, except as required by applicable law (e.g., statutory cooling-off rights).
  •  Billing disputes due to technical errors will be handled on a case-by-case basis.

3.4 Annual Membership Terms

  • We also offer an annual membership option for selected Programs (e.g., Million Dollar Diamond Portfolio Program) at a discounted flat rate.

  • Annual membership is billed once per year and grants access for a full 12-month period.

  • By choosing the annual plan, you agree to commit for the entire 12-month term.

  • Early cancellation of an annual plan does not entitle you to a partial refund, unless otherwise required by applicable law.

  • To avoid renewal, cancellation must be requested before the end of the current 12-month period. No prorated refunds will be provided for unused months.

4. Member Obligations

4.1 Maintain the confidentiality of your login credentials; you are liable for all activity under your account.
4.2 Use Content only for personal, non-commercial purposes. Reproduction, distribution, or resale of Content is strictly prohibited.
4.3 Abide by all community guidelines—no spam, harassment, hate speech, illegal content, or piracy. Violations may result in suspension or termination of your access.

5. Intellectual Property

5.1 All Content and Platform design are © 2025 FINANCE NEWS LTD.
5.2 You receive a limited, non-exclusive license to access and view Content.
5.3 No derivative works, copying, or public performance of Content without prior written consent.

6. Disclaimers & Limitation of Liability

6.1 We provide educational services only and are not financial advisors.
6.2 We do not guarantee any specific investment returns; all decisions are made at your own risk.
6.3 To the fullest extent permitted by law, our total liability in any claim is capped at the total fees you have paid in the 12 months preceding the event giving rise to the claim.

7. Privacy Policy

Your personal data are processed in accordance with our Privacy Policy, which forms an integral part of these Terms. By using the Platform, you also agree to that Policy.

8. Changes & Updates

8.1 We may modify these Terms at any time.
8.2 Substantive changes will be communicated by email and posted on the Platform.
8.3 Continued use after changes constitutes acceptance of the updated Terms.

9. Governing Law & Dispute Resolution

These Terms are governed by the laws of Slovakia. Any disputes shall be resolved exclusively in the courts of Bratislava.

10. Contact Information

FINANCE NEWS LTD
20 Wenlock Road, London, England, N1 7GU
Email: [email protected]

 

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